SAM offers all Sovereign clients, regardless of the size of their investment, a level of asset management service usually only available from private banks to very high net worth individuals. SAM is located in Gibraltar and is licensed by the Gibraltar Financial Services Commission, which is a competent authority, recognised by the European Union. SAM gives clients access to the full range of financial products including, but not limited to:
- International equities and fixed interest instruments, such as corporate or treasury bonds.
- Fixed term deposits.
- Access to the full range of mutual funds. These funds include single and multi-manager funds.
- Personalised Insurance Bonds that provide clients with the opportunity to structure their portfolios through a single premium bond issued by established insurance providers.
All these products and services can be offered on either a discretionary managed basis or non-discretionary, execution-only basis.
As a consequence of having large sums of money under management, SAM is able to negotiate extremely attractive deals with major financial institutions such as Pictet Bank, Credit Suisse, Bank Von Ernst and Irish Life International and pass on the benefit of these to clients.
SAM's key strategy when helping to structure portfolios is to ensure that there is sufficient diversity in terms of the investment across different countries, sectors, currencies, credit risks and financial instruments.
But SAM can structure a portfolio in accordance with its client's risk appetite and, of course, portfolios will be structured in the most tax efficient way possible.
In addition, SAM can assist in the formation of investment funds for institutional investors. These funds can be established in territories, such as the Bahamas, quickly and cost-effectively. Once established, SAM can arrange the provision of ancillary services such as custodian, administration and auditing functions.